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	<title>Comments on: Anybody knows what does the climber&#8217;s insurance covers?</title>
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	<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html</link>
	<description>Beyond Borneo's Majestic Mountain</description>
	<pubDate>Sat, 22 Nov 2008 00:06:43 +0000</pubDate>
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		<title>By: Murphy</title>
		<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3367</link>
		<dc:creator>Murphy</dc:creator>
		<pubDate>Tue, 10 Jun 2008 02:18:47 +0000</pubDate>
		<guid isPermaLink="false">http://mount-kinabalu-borneo.com/blog/?p=1039#comment-3367</guid>
		<description>if they don't offer helicopter to pick up badly injured climbers, they will pay probably 100 times more for insurance coverage, if the climber dies or become handicapped (touch wood!) due to delayed medical treatment. 

2nd thing - if the climber got bone fracture or serious bleeding, are they also  going to transport the injured one with porters, over hours on bumpy trail? This might deteriorate the conditions (you know better than me). At the end, besides paying the insurance compensation, they would be sued for being negligent.

I don't really concern whether I got paid. How to "enjoy" the $$$ if I am death or handicapped? I more worry about their safety precautions in place. Life is precious.</description>
		<content:encoded><![CDATA[<p>if they don&#8217;t offer helicopter to pick up badly injured climbers, they will pay probably 100 times more for insurance coverage, if the climber dies or become handicapped (touch wood!) due to delayed medical treatment. </p>
<p>2nd thing - if the climber got bone fracture or serious bleeding, are they also  going to transport the injured one with porters, over hours on bumpy trail? This might deteriorate the conditions (you know better than me). At the end, besides paying the insurance compensation, they would be sued for being negligent.</p>
<p>I don&#8217;t really concern whether I got paid. How to &#8220;enjoy&#8221; the $$$ if I am death or handicapped? I more worry about their safety precautions in place. Life is precious.</p>
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		<title>By: drizad</title>
		<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3365</link>
		<dc:creator>drizad</dc:creator>
		<pubDate>Mon, 09 Jun 2008 03:20:43 +0000</pubDate>
		<guid isPermaLink="false">http://mount-kinabalu-borneo.com/blog/?p=1039#comment-3365</guid>
		<description>@&lt;a href="http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3363" rel="nofollow"&gt; Murphy&lt;/a&gt;:

I think they improved a bit - now they use 4 porters to carry injured climber down...
hehehe...

With rising oil prices, I don't think helicopter will be anywhere near Mt. Kinabalu anymore. Especially picking up some injured climbers.</description>
		<content:encoded><![CDATA[<p>@<a href="http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3363" rel="nofollow"> Murphy</a>:</p>
<p>I think they improved a bit - now they use 4 porters to carry injured climber down&#8230;<br />
hehehe&#8230;</p>
<p>With rising oil prices, I don&#8217;t think helicopter will be anywhere near Mt. Kinabalu anymore. Especially picking up some injured climbers.</p>
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		<title>By: Murphy</title>
		<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3363</link>
		<dc:creator>Murphy</dc:creator>
		<pubDate>Mon, 09 Jun 2008 02:33:18 +0000</pubDate>
		<guid isPermaLink="false">http://mount-kinabalu-borneo.com/blog/?p=1039#comment-3363</guid>
		<description>what i meant "no-money-making" is when they have to pay compensation... everyone is forced 2 buy their insurance without knowing what is inside the PLAN. though it is not big money to me, i also need 2 know how well it can protect me.

do not wish 4 a helicopter 2 come 2 rescue when we r injured badly on the mountain. last time i got a friend who climbed together with a few other tourists. one of them fell, the skin on the head broke n can c bone. what they did? they used porter 2 send her down for treatment, very very slack rescue method. now i dunno if they have improved (somehow i dun think they do).</description>
		<content:encoded><![CDATA[<p>what i meant &#8220;no-money-making&#8221; is when they have to pay compensation&#8230; everyone is forced 2 buy their insurance without knowing what is inside the PLAN. though it is not big money to me, i also need 2 know how well it can protect me.</p>
<p>do not wish 4 a helicopter 2 come 2 rescue when we r injured badly on the mountain. last time i got a friend who climbed together with a few other tourists. one of them fell, the skin on the head broke n can c bone. what they did? they used porter 2 send her down for treatment, very very slack rescue method. now i dunno if they have improved (somehow i dun think they do).</p>
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		<title>By: drizad</title>
		<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3361</link>
		<dc:creator>drizad</dc:creator>
		<pubDate>Mon, 09 Jun 2008 01:37:03 +0000</pubDate>
		<guid isPermaLink="false">http://mount-kinabalu-borneo.com/blog/?p=1039#comment-3361</guid>
		<description>@&lt;a href="http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3359" rel="nofollow"&gt; Murphy&lt;/a&gt;:

"no-money-making"? I think there is somebody who is reaping the benefits of our hard earned RM7 for the insurance. Let's calculate together on this issue.
Let's say that there are 170 people climbing Kinabalu in one day (i.e. 140 stay with SSL, another 30 stay with mountaintorq).

170 x RM7 = RM1,190 per day.
That would make RM1,190 x 30 = RM35,700 per month.
Which will be RM1,190 x 356 = RM434,350 per year.

So, climbers of Kinabalu pays nearly half a million ringgit a year to the insurance they do not know about...

p/s: I wonder WHO gets the money? Sabah Park? SSL? Sabah State Government? Some big shots? Insurance company?</description>
		<content:encoded><![CDATA[<p>@<a href="http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3359" rel="nofollow"> Murphy</a>:</p>
<p>&#8220;no-money-making&#8221;? I think there is somebody who is reaping the benefits of our hard earned RM7 for the insurance. Let&#8217;s calculate together on this issue.<br />
Let&#8217;s say that there are 170 people climbing Kinabalu in one day (i.e. 140 stay with SSL, another 30 stay with mountaintorq).</p>
<p>170 x RM7 = RM1,190 per day.<br />
That would make RM1,190 x 30 = RM35,700 per month.<br />
Which will be RM1,190 x 356 = RM434,350 per year.</p>
<p>So, climbers of Kinabalu pays nearly half a million ringgit a year to the insurance they do not know about&#8230;</p>
<p>p/s: I wonder WHO gets the money? Sabah Park? SSL? Sabah State Government? Some big shots? Insurance company?</p>
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		<title>By: Murphy</title>
		<link>http://mount-kinabalu-borneo.com/blog/anybody-knows-what-does-the-climbers-insurance-covers.html#comment-3359</link>
		<dc:creator>Murphy</dc:creator>
		<pubDate>Mon, 09 Jun 2008 00:17:43 +0000</pubDate>
		<guid isPermaLink="false">http://mount-kinabalu-borneo.com/blog/?p=1039#comment-3359</guid>
		<description>me also blur blur. last time i asked at their counter whether it covered sickness, besides accident and death, they also blur blur.

for this sort of no-money-making thing, sad to say that it will be if-u-don't-ask-u-will-never-get-any. what Tan would need to do is to c the written terms n conditions of the insurance (since we pay, we have the right to know), c if the insurance covers the case, then act from there.

u bring up a very good case. i don't know if the park post the insurance terms on the notice board where every climbers can see. even though climbing Mt Kinabalu is very safe, consider the big number of climbers, there would be occasional cases of injury (touch wood!) every month n the park should be very experience in dealing with this claim n answering the question (i am surprised they don't). i guess many climbers also don't know the coverage.</description>
		<content:encoded><![CDATA[<p>me also blur blur. last time i asked at their counter whether it covered sickness, besides accident and death, they also blur blur.</p>
<p>for this sort of no-money-making thing, sad to say that it will be if-u-don&#8217;t-ask-u-will-never-get-any. what Tan would need to do is to c the written terms n conditions of the insurance (since we pay, we have the right to know), c if the insurance covers the case, then act from there.</p>
<p>u bring up a very good case. i don&#8217;t know if the park post the insurance terms on the notice board where every climbers can see. even though climbing Mt Kinabalu is very safe, consider the big number of climbers, there would be occasional cases of injury (touch wood!) every month n the park should be very experience in dealing with this claim n answering the question (i am surprised they don&#8217;t). i guess many climbers also don&#8217;t know the coverage.</p>
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